All Your Finance Questions, Answered.

Dec 05, 2019

We sat down with West Central Ag Services finance director, Tracy Gratton, and compiled a list of frequently asked questions regarding WCAS finance options:

What type of financing does West Central Ag Services offer?
West Central Ag Services offers multiple financing options for producers to utilize in purchasing the inputs needed for their operations.  These options range from full operating lines of credit to input only (convenience loans) to distributor based finance programs.  We also provide equipment and real estate term loans.

Who is eligible to borrow?
West Central Ag Services patrons are eligible to apply for all available programs.

What are your current interest rates?
We offer a number of programs through multiple sources.  Some suppliers develop programs for their products, many of them as low as 0%. 

What do I need to begin the loan process?
Each program has a different application.  Most are simple and don’t take too much time to complete.  You will need some basic information along with a current balance sheet to complete most of them.

Can I participate in multiple finance offerings?
Absolutely!  We can help you come up with a plan which will maximize your savings utilizing all the programs available to you.

What are the main advantages of the programs?
Not only do the programs have very competitive interest rates, but we take care of your West Central Ag Services account payments for you as long as you have loan funds available.  Allowing you to save time and have peace of mind while you’re busy in the field.

How do I get started?
Stop by or call your agronomist to make an appointment.  We can help get everything started for you!

Who do I contact for more information?
You can contact either your local agronomist or Tracy Gratton in the Ulen office at 218-596-8821.

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